


We provide a bespoke service for the property investor and developer – from entrepreneur to public property company based in the UK and overseas. Our aim is to work closely with clients to ensure that the correct funding for any one transaction is tailored to meet specific objectives. The focus is on matching property assets with suitable loan facility structures for purchase, refinance or development and presentation to the right finance institution. A full service is provided and, where required, an on-going relationship which enables the professional property investor to better utilise valuable time by outsourcing this area of the business.

Rodney Gamble

Susan Leece-Roberts




The specialist service offered by Gamble & Spencer is attractive to investors and developers based both in the United Kingdom and Overseas.
Typically we provide the link needed between lender and borrower for entrepreneurial property investors with small in-house management teams – although by the very nature of our work we are able to assist even the most sophisticated borrower by using our specialised market knowledge and key contacts.
Sourcing Experts
Where necessary we can quickly identify suitable specialists such as Building Surveyors, Structural Engineers, Environmental Consultants, Insurance and Tax Specialists.
15 YEAR AMORTISED £50M MORTGAGE
Fifteen year partially amortising fixed interest rate mortgage of £50 million secured against a spread of 23 properties located all over England, Scotland and Wales.
£11M DEVELOPMENT FACILITY
£11m development facility arranged for a BVI borrower in relation to the construction of a block of 36 apartments in West London.
5 YEAR TERM LOAN OF $37.5M (U.S.)
Five Year Term Loan of US$37.5m secured against an Hotel in Maryland USA arranged with a US Bank in order to re-finance a UK Bank.
5 YEAR TERM LOAN OF £2.5M
Five Year Term Loan of £2.5m secured against a parade of shops in West London to enable our client to buy investment properties overseas.
3 YEAR £2.75M FACILITY
Three year £2.75m facility with flexible hedging option secured against a Supermarket in SW England.
10 YEAR FIXED RATE LOAN OF £2.4M
Ten year fixed rate loan of £2.4m for a Retail Investment in a county town.
2 YEAR £2.4M FACILITY WITH OPTION TO EXTEND
Two year £2.4m facility with option to extend subject to Lease renewal secured against Government let offices in Middlesex.
5 year interest only Term Loan £1.75m
Five year interest only Term Loan £1.75m secured against a Retail Warehouse in central England.
5 year £7.14m facility - 2 years interest only
Five year £7.14m facility with an initial 2 year interest only period secured on a spread of properties located in England and Wales.
Facility of £8m for overseas investors
Facility of £8M for overseas investors against the purchase of a Shopping Centre in a London suburban town centre.
10 Year Interest Only Facility of £18M
Ten Year Interest Only Facility of £18 million secured against a portfolio of London Residential Apartments.
7 Year Facility of €13.25m
Seven Year Facility of €13.25m secured against a portfolio of commercial and residential properties in Germany.
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Gamble & Spencer
15 Whitehall,
LONDON, SW1A 2DD
Tel: +44 20 7409 0989